Ultimately, we are our own worst critic and persecutor. To meet the challenge that fears present is a giant hurdle and requires a huge shift in thoughts and beliefs. Fear resides inside of self and behavior resides outside of self.
How many times have you been extremely afraid to do something and so put it off until it was too late? How many times have you faked illness, told a little white lie, and avoided doing things that made you feel fearful? Fear is like a monster that feeds on itself the more you put off doing something the bigger the monster grows. Have you ever considered yourself a loser?